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Privacy Policy

Privacy Policy

Standard Plan
 
Credit Analysis Fee: $199 with a monthly plan of $99.00 for 6 months totaling $594.00

Description of services: Credit Analysis

We will review your credit report for inaccurate items. Review for outdated accounts. Review your credit report for inaccurate personal information. Review accounts that can be brought current. Review revolving and installment accounts with high credit utilization. Build a plan on how to fix the inaccurate, misleading, and incorrect information. Build a plan on how to raise your credit score using the five elements of a good credit score. Build a plan on how to rebuild your credit and get you back into financial shape. Provide you with a detailed report of everything listed above. Consult with you over the phone regarding your detailed plan if requested.

Description of services: Credit Restoration Monthly Program

Analysis and review of client file status. Receiving and processing Manual Updates. Respond to, receive, and/or initiate correspondence via telephone. Respond to, receive, and/or initiate correspondence via e-mail. Respond to, receive, and/or initiate correspondence via Facsimile. respond to, receive, and/or initiate correspondence via Physical Mail: Example: USPS, FEDEX, UPS.

Review client’s credit report updates to determine the next step. Create a strategic plan to assist clients in meeting their goals. Create Dispute letters. Send out Dispute letters. Assist with credit questions. Provide ongoing credit education. Give the client access to the educational portal site and update the portal site with educational materials such as articles, videos, podcasts, and webinars.

NO MONEY DOWN PLAN

Credit Analysis with a monthly payment plan of $129.00 for 6 months totaling $740.00

Description of services: Credit Analysis

We will review your credit report for inaccurate items. Review for outdated accounts. Review your credit report for inaccurate personal information. Review accounts that can be brought current. Review revolving and installment accounts with high credit utilization. Build a plan on how to fix the inaccurate, misleading, and incorrect information. Build a plan on how to raise your credit score using the five elements of a good credit score. Build a plan on how to rebuild your credit and get you back into financial shape. Provide you with a detailed report of everything listed above. Consult with you over the phone regarding your detailed plan if requested.

Description of service:

The following items are part of but are not considered to be a complete list of the items included as part of the Credit Analysis Fee:

  • Review your credit report for inaccurate items.
  • Review your credit report for outdated accounts.
  • Review your credit report for inaccurate personal information.
  • Review accounts that may be incorrect.
  • Review revolving and installment accounts with high credit utilization.
  • Build a plan on how to fix the inaccurate, misleading, and incorrect information.
  • Build a plan on how to raise your credit score using the five elements of a good credit score.
  • Build a plan on how to rebuild your credit score and get you back into financial shape.
  • Provide you with a detailed report of everything listed above.
  • Consult with you over the phone regarding your detailed plan if requested

BUDGET LIGHT PLAN

Credit Analysis Fee: $99 with a monthly payment plan of $50.00 for 6 months totaling $300.00

Description of services: Credit Restoration Monthly Program

Analysis and review of client file status. Receiving and processing Manual Updates. Respond to, receive, and/or initiate correspondence via telephone. Respond to, receive, and/or initiate correspondence via e-mail. Respond to, receive, and/or initiate correspondence via Facsimile.Respond to, receive, and/or initiate correspondence via Physical Mail: Example: USPS, FEDEX, UPS.

Review client’s credit report updates to determine the next step. Create a strategic plan to assist clients in meeting their goals. Create Dispute letters. Send out Dispute letters. Assist with credit questions. Provide ongoing credit education. Give the client access to the educational portal site and update the portal site with educational materials such as articles, videos, podcasts, and webinars.

Refund Policy
In the credit repair industry, no company can predict a certain outcome when working on a client’s report. Because of this, we will do our best to assist you with removing inaccurate, incorrect, and unverifiable information from your credit report. If for some reason during the first 90 days of your memberships, you are not satisfied with our service, we will refund you the last month of service.

Cancellation Policy
KBFG LLC’s cancellation policy is straight forward. Because our maintenance plan is not a yearly contract, you can cancel your service at any time without anypenalties. If you want to cancel, just call us.

 

Privacy Policy – Commitment to Your Privacy

This site is owned and operated by KBFG LLC your privacy on the Internet is of the importance to us. At KBFG LLC we want to make your experience online satisfying and safe. Because we gather certain types of information about our users, we feel you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.

Sharing of Information

KBFG LLC does not under any circumstances share, sell, rent, or in any other way provide your information to anyone for any use whatsoever.

Security

KBFG LLC operates secure data networks protected by industry standard firewall and encryption protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.

Information KBFG LLC Gathers and Tracks

KBFG LLC gathers two types of information about users:

  • Information that users provide manually on our web site. This information is gathered on our Enrollment (Sign Up) Form and includes name, address, email address, Social Security Number, and date of birth. This information is not shared or used for any marketing purposes whatsoever.
  • Information KBFG LLC gathers through aggregated tracking information derived mainly by tallying page views throughout our sites. This information allows us to better tailor our content to readers’ needs and to help us better understand the demographics of our audience.

Usage Tracking

KBFG LLC tracks user traffic patterns. However, we do not correlate this information with data about individual users. KBFG LLC does break down overall usage statistics according to a user’s domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user’s browser). KBFG LLC sometimes tracks the search terms that users enter in public search engines, which generate a “click through”, but this tracking is never associated with individual users. We use tracking information to determine the effectiveness of individual search terms.

 Cookies

We may place a text file called a “cookie” in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. But the only personal information a cookie can contain is information you supply yourself. A cookie can’t read data off your hard disk or read cookie files created by other sites. KBFG LLC uses cookies to track user traffic patterns (as described above). You can refuse cookies by turning them off in your browser. If you’ve set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site.

Your Consent

By using this site, you consent to the collection and use of this information by KBFG LLC. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.

Public Safety and Legal Process

We will not share information about individual users with any third party, except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.